Flooding is one of the most common and costly natural disasters, and the damage can be devastating.

What is Flood Insurance?

Flood insurance is a separate policy designed to cover damage caused by rising water — something not included in most standard renters or homeowners insurance plans. Whether it's due to heavy rain, hurricanes, or overflowing rivers, just a few inches of water can cause thousands of dollars in damage.

Why You Need Flood Insurance:

• Standard insurance doesn’t cover floods: Most renters and homeowners policies exclude flood damage, even if it’s weather-related.
• Flooding can happen anywhere: You don’t have to live in a high-risk zone to experience flooding — over 25% of flood claims come from low-to-moderate risk areas.
• Protect what matters: Flood insurance helps pay for repairs, replacements, and recovery so you're not left footing the bill.

What’s Covered?

• Structure (for homeowners): Walls, floors, appliances, and more.

Contents (for renters and homeowners): Furniture, electronics, clothing, and valuables.

Protect your belongings. Plan ahead.
Ask us about flood insurance it can help you stay secure no matter what the weather brings.