General Liability Insurance
Protect Your Business from the Unexpected
Basic protection for any business against lawsuits and claims.
Running a business comes with risk—and even one accident or lawsuit can put everything you’ve built on the line. That’s why General Liability Insurance is the foundation of any business insurance plan. At Lumpkin’s Insurance Agency, we make sure you’re covered where it counts.
Why You Need It
No matter how careful you are, accidents happen. A customer could slip and fall in your office. A client might claim your ad caused them financial loss. A jobsite mishap could damage someone else’s property.
Without general liability coverage, you could be stuck paying out-of-pocket for legal fees, medical costs, or repairs. This coverage protects your business reputation and your bottom line.
What It Covers
General liability insurance typically includes protection for:
Bodily Injury
Pays medical expenses if someone is injured on your premises or as a result of your operations.
Property Damage
Covers the cost of repairing or replacing property you accidentally damage during business activities.
Personal & Advertising Injury
Protects against claims of libel, slander, copyright infringement, or false advertising.
Legal Defense Costs
Pays for attorney fees, court costs, and settlements—even if you’re not at fault.
Who Needs It?
General Liability is essential for:
Higher liability limits for larger businesses or contracts
Jobsite endorsements for contractors and construction
Product liability for manufacturers and distributors
Tech E&O or Cyber add-ons for digital-based companies
Bundling with a Business Owners Policy (BOP) for extra savings
Coverage Options Available...
We’ll help you customize your policy to fit your business’s unique risks. Options include:
Higher liability limits for larger businesses or contracts
Jobsite endorsements for contractors and construction
Product liability for manufacturers and distributors
Tech E&O or Cyber add-ons for digital-based companies
Bundling with a Business Owners Policy (BOP) for extra savings
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